Hot Streaks:
72.3% since Dec 19, 2025 in All Sports
76.5% since Dec 20, 2025 in NFL
60% since Dec 19, 2025 in NHL
60% since Dec 19, 2025 in NBA
88.9% since Dec 20, 2025 in CBB
78.6% since Dec 19, 2025 in CFB
Last updated Jan 4, 9:40 AM EST
Member Notes
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Today’s Free Picks
| Sport | Game Selection | Game Time |
|---|---|---|
| CBB | (695) Belmont at (696) Northern Iowa | 7:00pm EST - Jan 7/2026 |
The PLAY: Northern Iowa -2 (-115)
Northern Iowa -2
Northern Iowa is worth a move. They continue to be one of the best defenses in the nation, allowing just 57.3 ppg. They play with such high pressure and they force opponents into very difficult shots. Expect them to do that once again against a Belmont side that has dropped 2 of their last 3. Back Northern Iowa. My daily FREE plays are meant to be cheap bankroll plays. Money management is everything in this game, and these freebies are designed to keep you moving in the right direction. Tonight’s FREE selection is a strong lean on the N. Iowa -2. The number makes sense, the spot is right, and it’s a play worth taking. You know what to do. Good luck — Razor Ray
Wednesday .75% NCAAB ATS Play
The wins keep stacking. The board is live and today’s card is posted. A BIG 3× Play Card is up for HUMPDAY, and today’s DISCOUNTED Day Pass gets you full access. Razor Ray is a Top-ranked handicapper across every network where plays are sold, and he's locked in right now. Clients are cashing, the consistency is showing, and we’re climbing the leaderboards. As always… “Pad that bankroll one day at a time.”
Consultant Bio
The Most Selective Capper on the Network
Known throughout the online sports betting industry as “The Razor,” Ray Monohan is the Senior Handicapper, President, and Co-Founder of CappersPicks.
Ray is a data-driven handicapper with more than 20 years of real-world experience, combining advanced statistical modeling with hands-on sportsbook knowledge. Before launching CappersPicks, Ray worked directly for a major offshore sportsbook in Antigua from 1996–2001, gaining first-hand insight into how lines are created, how markets move, and where true betting value exists.
Armed with a Master’s Degree in Statistics, Ray has spent decades developing and refining proprietary betting systems across NFL, College Football, NBA, College Basketball, MLB, NHL, Soccer, and the WNBA. Every wager released to clients is personally played by Ray, with a strict emphasis on selectivity, discipline, and long-term profitability.
No hype. No guesswork. Just calculated positions backed by data.
No gimmicks. No “Game of the Year.” Just results.
You won’t find monthly locks, inflated marketing labels, or forced volume. Plays are released only when the edge is real.
Percentage-Based Rating System
All plays are graded and released using a percentage-based position sizing model, designed for bankroll structure and long-term consistency.
1% Plays
Smaller, controlled positions used to maintain discipline and proper bankroll structure.
2% Plays
Solid, well-qualified positions that meet core system thresholds.
3% Plays
Higher-rated positions where multiple data points align and confidence is elevated.
4% Plays
Signature Best Bets reserved for Razor’s strongest positions on the card.
5% Plays
Rare Top Plays released sparingly and only when the edge clearly justifies maximum exposure.
These are not frequent, and that’s by design.
Built for Long-Term Success
This approach is not about chasing every game on the board. It’s about discipline, selectivity, and sustained profitability over time.
Follow a proven process trusted by serious bettors who value structure and results over hype.
“Pad that bankroll one day at a time.” — Razor Ray Monohan